 Muskegon County First Time Home Buyer Education Center
Buying a home for the first time is an exciting adventure with great rewards. Financially, homeownership is always a better plan than renting. In many cases, it is also less expensive! In the long run though, the pride of owning your home and the ability to make it what you want in life makes homeownership the most rewarding experience available to American citizens today.
 Now is the time to take that first step towards owning a home. The market is turned completely in your favor, prices are historically low, financing opportunities are better for first timers than any other group of buyers, and you can do it all with a very minimal out of pocket investment. In many cases, with no out of pocket expenses at all.
Check out below all of the information we have put together to help you on your journey as a first time home buyer. Of course, the easiest way is to just contact us and have someone walk you through the process:
Call Today toll-free at 866-342-5966
or Local: 810-953-4266
 Michigan Rural Development Loans
Rural Development is the last loan program that does not require a down payment while still providing very low interest rates. You can find more information by following the link below.
 Michigan FHA and 203k Loans
In areas that do not qualify for Rural Development financing, Icon can offer you several alternatives. FHA loans can provide a great second option, including the 203k version of the FHA loan that allows you to make up to $35,000 in repairs to the property you are buying. FHA loans require only 3.5% down and interest rates are always among the lowest available.
Michigan FannieMae Flex97 and HomePath Loans
For more credit savvy buyers, FannieMae has recently brought great loan options to market. Conventional loans have the lowest rates, but now also carry options for low down payments. Icon Mortgage Lending offers all of them! MyCommunity Loans offer 3% down, Flex 95 offers 5% down, and the HomePath Rehab loans can not only provide a low down payment loan but get you up to $35,000 for repairs to turn that steal of a foreclosure property into your dream home!
 Check out our NEW-First Time Home Buyer Education Center for more in-depth information, informative articles, and access to useful calculators meant to guide you through the home buying process.
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Call Today toll-free at 866-342-5966
or Local: 810-953-4266
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